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Auto Accident Attorneys The long-term effects of a crash could result in expensive medical bills, a diminished income and pain and suffering. The party responsible for your accident should be held accountable for the loss. A skilled New York City auto accident lawyer can help you pursue full compensation for all of your losses. An experienced car accident lawyer can also protect you from inexplicably denied claims by insurance companies. Distracted driving Every driver has a duty to drive their vehicle safely and keep their eyes on the road. Distracted driving can be dangerous for other road users. It is an important factor in collisions. If you have been injured by a motorist who is distracted, you could be eligible for compensation. While many people think of texting and talking on the phone when they hear the term distracted driving it's actually any activity that takes your hands off of the steering wheel, eyes off of the road, or takes your mind off the task at the present moment. This could include eating, reaching for items in the car, talking to passengers or adjusting the dashboard controls such as the radio or temperature or personal grooming, such as shaving or applying make-up, and many more. According to research by the National Highway Traffic Safety Administration (NHTSA) and Virginia Tech Transportation Institute (VTTI), about 80 percent all crashes and 65 per cent of near-collisions are caused by driver distraction. Even turning your attention away from the road for five seconds at 55 mph increases the chance of crashing. An experienced lawyer for auto accidents can assist you if been injured in an accident caused by a driver who was distracted. They will investigate your case and present the most persuasive arguments for full compensation which includes covering all of your current and future expenses. Car crashes Car accidents can come in a variety forms, from simple fender benders and even devastating head-on collisions. The type of crash determines who may be at fault, as does the severity and extent of the injuries suffered by victims and the amount of financial losses. National Highway Traffic Safety Administration (NHTSA) crash statistics reveal that driver errors are the primary reason for motor vehicle accidents. Even the tiniest of distractions – flipping through radio stations making-up or reading a map – can cause an accident of serious severity. Other causes of car accidents include speeding, reckless or drunk driving, bad weather conditions, inexperienced drivers or older drivers. A New York City car accident attorney will review your case to identify the parties at fault and determine the severity of your financial and physical injuries. They can also negotiate with the insurance company to reach an equitable settlement of your claim. A skilled auto accident lawyer will help you get the compensation you deserve, which could include for future and past medical costs and lost wages, mental and physical emotional distress, and more. They can also ensure that your accident claim includes coverage for sub-insured or uninsured drivers, in the event that they are required. This is especially crucial if the driver at fault is not insured or is only covered to the minimum amount required under New York law. Uninsured or underinsured drivers Some drivers choose not to carry car insurance, while others are covered only in the minimum. If an under-, or uninsured driver is responsible for causing an accident, it could be especially difficult to recover compensation for your loss. In auto accident attorney tempe is important to have a qualified legal advocate working to help you achieve your goals, as well as those of the insurance company. When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of insurance is usually part of an insurance policy with full coverage, and can provide you with important protections in the event of a serious accident. The process of filing a UIM/UM claim is similar to that of filing a traditional car accident claim. It generally involves submitting copies of your medical bills as well as repair bills for your car. The insurance company will examine these documents and other documents to determine whether your losses are covered under the other driver's policy. It's important to consult a New York City auto accident attorney as soon after the crash as you can. immediately file a UIM/UM, especially if the other driver claims they do not have insurance or have inadequate coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss. Property damaged If your car is damaged in an accident, you are able to claim compensation through the insurance company of the party who was at the fault. Our attorneys can assist you with filing a claim in order to recover financial and non-economic damages, like medical expenses and lost wages. You could also be eligible to receive compensation for your pain and suffering. We will carefully examine the damage caused to your vehicle and record all evidence physical to support your case. This includes taking photos of the accident scene the property, and any damage, such as scratches and broken glass. We will also collect any police or accident reports and any information about witnesses. New York State's law is based on comparative negligence. This means that if you are found to be partly responsible for an accident, you'll be penalized by the percentage of blame you are awarded. The defendant could also be found solely responsible for the accident, and therefore not entitled to any form of compensation. Do not provide any written or oral statements to representatives of the insurance companies of the party at fault because they could be used later in court to smear you. It is also crucial to see a physician immediately after the accident, since some injuries take a long time to show up and can be used against you if you try to obtain compensation for your injuries later on.